Portals show listings. We show investments.
Until now, the space between was dozens of tabs and a spreadsheet full of hope.
A calculation, not a promise.
This is what a Cadruno analysis looks like. Key figures come from the listing; financing and assumptions can be adjusted afterwards. Every number carries its origin.
From the listing
Taken from the offer, not typed in by hand.
- Purchase price
- €139,000[Listing]
- Living area
- 58.0 m²[Listing]
- Cold rent
- €620 / month[Listing]
- Cold rent / m²
- 10.7 €/m²[Derived]
- Service charge net
- €60 / month[Listing]
- Purchase price / m²
- €2,397[Derived]
Adjust financing
Only here do your assumptions apply. Interest stays an estimate, never terms.
- Loan
- 75.6 %[Input]
- Interest p.a.Estimate, not a loan offer
- 4.1 %[Assumption]
- Repayment p.a.
- 2.0 %[Input]
- Fixed-rate period
- 15 years[Input]
- Transfer tax
- 5.5 %[Assumption]
- Notary / land registry
- 2.0 %[Assumption]
- Agent
- 3.6 %[Assumption]
- Market deviation: no comparable properties in this region, rating omitted.
Investor Score
Solid calculation: tight but positive cash flow with above-average yield.
- + Yield above 5 %
- + Positive cash flow from year 1
- − Thin buffer during vacancies
AI-generated · example calculation with fictional data
Stress tests
Negotiation limits
Reference structure: loan = purchase price, equity covers closing costs and renovation.
Show calculation (8 items) · deterministic, no AI
Example calculation with anonymized data. Not investment, tax or legal advice. Interest rates are estimates, not terms.
Banks and tradespeople nearby.
Financing needs a bank, renovation needs the right tradespeople. Cadruno shows both within the property’s radius: with distance, rating and contact.
Banks nearby
Tradespeople nearby
Illustrative example. In the platform: real banks and tradespeople from OpenStreetMap data.
From listing to rental.
- 01
Find
Choose a city or postcode. Cadruno shows nearby listings you can open and analyse directly.
- 02
Assess
Rent, location and condition set against the market, with the regional median, not a feeling.
- 03
Finance
Payment, break-even rate and loan-to-value as a calculation. Interest stays an estimate, never an offer.
- 04
Renovate
The most expensive unknown gets an honest range instead of a wish.
- 05
Rent out
What remains is the number that matters: the rent the property can carry and your monthly surplus.
Questions that come before the first analysis.
Is Cadruno investment or tax advice?
No. Cadruno is a decision aid: we calculate scenarios and show the origin of every number. For investment, tax or legal questions, professional advisors remain responsible.
Where do the numbers come from?
From five sources, always labelled: the listing, your input, derivation (deterministic calculation), model (AI) or assumption. No number without an origin.
Do I need an account?
Yes. Analyses are saved so you can compare properties and build a portfolio. Getting started begins with creating an account, then you run your first analysis.
What does it cost to start?
Starting is free. Paid tiers for heavier use will follow and will be shown transparently on this site and in the app.
Are you an alternative to ImmoScout & co.?
No. Portals show listings, that is where you find properties. Cadruno shows investments, this is where you decide whether one is worth it.
How reliable is the AI forecast?
Forecasts run exclusively through the model. If no model access is available, Cadruno shows a visible error instead of a substitute number. Better no number than a quiet guess.
Who is it for?
For private investors in existing property: from first purchase to a portfolio built alongside a day job. Teams and property managers follow.